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46 St Bernard Street, Saranac Lake, NY 12983

$289,000
Property Type: Residential Income Square Footage: 1,670 Lot Size (sq. ft.): 5,227 Status: Active
Current Price: $289,000 List Date: 8/18/2026 Last Modified: 8/18/2026

Description

Formerly known as Johnson Cottage, this historic duplex in downtown Saranac Lake offers two 2-bedroom, 1-bath apartments with similar layouts--ideal for owner-occupancy, multigenerational use, or investment. The lower unit is currently rented for $1,150/month, while the upper apartment features new appliances and fresh paint and is ready for its next occupant. Enjoy an exceptional in-town location just steps from the weekly Farmers' Market, local schools, and Main Street shops and restaurants. Live in one unit while generating income from the other, or add a well-located duplex to your investment portfolio!

More Information MLS# 208159

Contract Information

Short Term Rental Options: Unknown Current Price: $289,000 Original List Price: 289000 List Price: $289,000 Status: Active Listing Contract Date: 2026-08-17 Property Sub Type: Duplex Listing Agreement: Exclusive Right To Sell

Location, Tax, and Legal

Tax Annual Amount: 4260 Tax Assessed Value: 253900 Land Tax Annual Amount: 913 Deed Date: 2006-01-26

General Property Information

Number Of Buildings: 1 Main Level Bedrooms: 2 Main Level Bathrooms: 1 Stories Total: 2 Fireplace YN: No Number of Units: 2 Building Area Total: 1670 Year Built: 1900 Open Parking YN: 1 Parking Total: 3 Lot Size Acres: 0.12 Sign On Property YN: 1

Status Change Information

Status Change Timestamp: 2026-08-17 Major Change Timestamp: 2026-08-18T01:15:16Z Major Change Type: New Listing

Appliances

Electric Range: 1 Microwave: 1 Refrigerator: 1

Architectural Style

Old Style: 1

Basement

Unfinished: 1

Construction Materials

Wood Siding: 1

Deed Details

Instrument: deed Page: 80 Volume: 907

Documents Available

Lead Paint: 1 Property Condition: 1

Electric

200+ Amp Service: 1

Exemptions

No Exemptions: 1

Financial Details

School Taxes: 1478 School Taxes Description: Estimated Village Taxes: 1869 Village Taxes Description: Actual

Flooring

Hardwood: 1 Laminate: 1

Foundation Details

Stone: 1

Heating

Tank Location: Basement Oil: 1 Separate Meters: 1

Laundry Features

Electric Dryer Hookup: 1 In Basement: 1 Washer Hookup: 1

Listing Terms

Cash: 1 Conventional: 1 USDA Loan: 1

Parking Features

Off Street: 1 Shared Driveway: 1

Patio And Porch Features

Front Porch: 1 Rear Porch: 1

Pool Features

None: 1

Road Surface Type

Gravel: 1

Roof

Asphalt: 1

Sewer

Public Sewer: 1

Structure Type

Up & Down: 1

Water Source

Public: 1

Owner Pays

Hot Water: 1 Trash Collection: 1

Tenant Pays

Electricity: 1

Unit One

Unit #: 1 Actual Rent: 1150 Bathrooms Full: 1 Beds Total: 2 Leased: Yes Range: 1 Refrigerator: 1 Total SqFt: 835

Unit Two

Unit #: 2 Bathrooms Full: 1 Beds Total: 2 Leased: No Range: 1 Refrigerator: 1 Total SqFt: 835

Location Tax and Legal

Street Number: 46 Street Name: St Bernard Street Suffix: Street County: Franklin State: NY Postal Code: 12983 MLS Area Major: Saranac Lake, Raybrook Township: Harrietstown School District: Saranac Lake Parcel Number: 447.77-8-13 Zoning: Residential Directions: From St. Bernard St., turn right past former Sears parking lot exit. Continue to second house.

Meter Information

Number Of Separate Electric Meters: 3

Unit Details

Number Of Units Leased: 1

Property Features

Appliances: Electric Range; Microwave; Refrigerator Architectural Style: Old Style Basement: Unfinished Construction Materials: Wood Siding Documents Available: Lead Paint; Property Condition Electric: 200+ Amp Service Exemptions: No Exemptions Flooring: Hardwood; Laminate Foundation Details: Stone Heating: Oil; Separate Meters Laundry Features: Electric Dryer Hookup; In Basement; Washer Hookup Listing Terms: Cash; Conventional; USDA Loan Owner Pays: Hot Water; Trash Collection Parking Features: Off Street; Shared Driveway Patio And Porch Features: Front Porch; Rear Porch Pool Features: None Road Surface Type: Gravel Roof: Asphalt Sewer: Public Sewer Structure Type: Up & Down Tenant Pays: Electricity Water Source: Public Unit One: Range; Refrigerator Unit Two: Range; Refrigerator
Listing Courtesy of Acre Adk
IDX
Information deemed reliable but not guaranteed.