401 Lake Street, Saranac Lake, NY 12983 (MLS# 207227)

Description

Welcome to 401 Lake Street -- a warm and inviting Adirondack home filled with charm, comfort, and beautiful curb appeal. This well-maintained 3-bedroom, 2-bath home features a spacious 20 x 24 living room with a stunning stone fireplace and propane insert -- the perfect place to relax and unwind. The chef's kitchen offers cherry cabinetry, a Thermador gas range, and opens beautifully into the dining area with walkout access to a large sun-filled Trex deck ideal for entertaining and Adirondack living. Efficient to heat, the home offers both a complete 3-zone fuel oil heating system and a propane heating system, providing flexibility and comfort with either system fully capable of heating the home. Upstairs offers three bedrooms and a full bath, while the full basement includes a one-stall garage, workshop area with workbench, laundry, walkout access, on-demand propane hot water heater, Buderus furnace, and additional storage with a 12 x 18 shed. Outside, the blooming crab apple tree, welcoming walk-up, and appealing front yard create a property that feels special from the moment you arrive. Lower Lake and the Ampersand Bay Boat Annex are just a short stroll away on this quiet dead-end street. Dewey Mountain Recreation Center, downtown Saranac Lake, and schools are all within a mile, offering wonderful year-round recreation and convenience. Easy to show. Call today and discover all that 401 Lake Street has to offer.

Contract Information

Short Term Rental Options: Unknown Current Price: $459,000 Original List Price: 459000 List Price: $459,000 Status: Active Listing Contract Date: 2026-05-16 Property Sub Type: Single Family Residence Listing Agreement: Exclusive Right To Sell Occupant Type: Owner

Location, Tax, and Legal

Tax Annual Amount: 5193.71 Tax Assessed Value: 258084 Land Tax Annual Amount: 1177.04 Deed Date: 1990-07-27

General Property Information

Seasonal Property YN: No Below Grade Unfinished Area: 0 Lease Term: None Stories Total: 2 Fireplace YN: Yes Bedrooms Total: 3 Bathrooms Total: 2 Bathrooms Full: 2 Above Grade Finished Area: 1793 Below Grade Finished Area: 63 Building Area Total: 1856 Living Area: 1856 Year Built: 1940 Garage Spaces: 1 Open Parking YN: 1 Parking Total: 4 Lot Size Acres: 0.25 Sign On Property YN: 1

Status Change Information

Status Change Timestamp: 2026-05-18 Back on Market Date: 2026-05-18 Major Change Timestamp: 2026-05-18T13:18:29Z Major Change Type: Back on Market

Appliances

Dishwasher: 1 Gas Range: 1 Microwave: 1 Refrigerator: 1

Architectural Style

Traditional: 1

Basement

Full: 1 Walk-Out Access: 1

Deed Details

Instrument: deed Page: 927 Volume: 547

Documents Available

Deed: 1 Property Condition: 1

Electric

200+ Amp Service: 1

Exemptions

Basic STAR: 1

Financial Details

School Taxes: 1672.21 School Taxes Description: Actual Village Taxes: 2344.46 Village Taxes Description: Actual

Flooring

Carpet: 1 Hardwood: 1 Linoleum: 1

Foundation Details

Block: 1 Poured: 1

Heating

Tank Location: Basement Hot Water: 1 Propane: 1

Interior Features

Beamed Ceilings: 1 Bookcases: 1 Built-in Features: 1 Natural Woodwork: 1 Storage: 1

Laundry Features

In Basement: 1 Laundry Room: 1

Levels

Two: 1

Listing Terms

Cash: 1 Conventional: 1

Lot Features

Level: 1

Other Equipment

Call Listing Agent: 1

Other Structures

Outbuilding: 1 Shed(s): 1 Storage: 1

Parking Features

Driveway: 1

Patio And Porch Features

Deck: 1

Property Condition

Updated/Remodeled: 1

Road Frontage Type

Public: 1

Road Surface Type

Paved: 1

Roof

Asphalt: 1 Metal: 1

Sewer

Public Sewer: 1

Structure Type

House: 1

Utilities

Cable Available: 1 Electricity Connected: 1 Internet Available: 1 Phone Available: 1 Water Connected: 1

View

Neighborhood: 1 Trees/Woods: 1

Water Source

Public: 1

Window Features

Vinyl Clad Windows: 1

Showing Requirements

24 Hour Notice: 1 Call Listing Agent: 1

Room Types

Bathroom: 1 Bathroom 1: 1 Bathroom 1 Level: First Bathroom Level: Second Bedroom: 1 Bedroom 2: 1 Bedroom 2 Level: Second Bedroom 3: 1 Bedroom 3 Level: Second Bedroom Level: Second Dining Room: 1 Dining Room Level: First Kitchen: 1 Kitchen Level: First Living Room: 1 Living Room Level: First Other Room: 1 Other Room Level: First

Location Tax and Legal

Street Number: 401 Street Name: Lake Street Suffix: Street County: Franklin State: NY Postal Code: 12983 MLS Area Major: Saranac Lake, Raybrook Township: Harrietstown School District: Saranac Lake Parcel Number: 457.34-4-3 Zoning: Residential Directions: At intersection of Main and River st take Rt 3 George LaPan Hwy past the schools, turnright onto Lake st. and drive up to front of house on Hammner Lane.

Fireplace Features

Fireplaces Total: 1

Property Features

Appliances: Dishwasher; Gas Range; Microwave; Refrigerator Architectural Style: Traditional Basement: Full; Walk-Out Access Documents Available: Deed; Property Condition Electric: 200+ Amp Service Exemptions: Basic STAR Flooring: Carpet; Hardwood; Linoleum Foundation Details: Block; Poured Heating: Hot Water; Propane Interior Features: Beamed Ceilings; Bookcases; Built-in Features; Natural Woodwork; Storage Laundry Features: In Basement; Laundry Room Levels: Two Listing Terms: Cash; Conventional Lot Features: Level Other Equipment: Call Listing Agent Other Structures: Outbuilding; Shed(s); Storage Parking Features: Driveway Patio And Porch Features: Deck Property Condition: Updated/Remodeled Road Frontage Type: Public Road Surface Type: Paved Roof: Asphalt; Metal Sewer: Public Sewer Structure Type: House Utilities: Cable Available; Electricity Connected; Internet Available; Phone Available; Water Connected View: Neighborhood; Trees/Woods Water Source: Public Window Features: Vinyl Clad Windows Showing Requirements: 24 Hour Notice; Call Listing Agent Room Types: Bathroom; Bathroom 1; Bedroom; Bedroom 2; Bedroom 3; Dining Room; Kitchen; Living Room; Other Room

Room Information

Living Room Level: First Length: 20.00 Length: 20.00 Width: 24.00 Width: 24.00 Dimensions: 20 x 24 Other Room Level: First Length: 9.00 Length: 9.00 Width: 7.00 Width: 7.00 Dimensions: 9 x 7 Kitchen Level: First Length: 12.00 Length: 12.00 Width: 11.00 Width: 11.00 Dimensions: 12 x 11 Dining Room Level: First Length: 13.00 Length: 13.00 Width: 9.00 Width: 9.00 Dimensions: 13 x 9 Bathroom 1 Level: First Length: 8.00 Length: 8.00 Width: 8.00 Width: 8.00 Dimensions: 8 x 8 Bedroom Level: Second Length: 12.00 Length: 12.00 Width: 13.00 Width: 13.00 Dimensions: 12 x 13 Bedroom 2 Level: Second Length: 11.00 Length: 11.00 Width: 12.00 Width: 12.00 Dimensions: 11 x 12 Bedroom 3 Level: Second Length: 10.00 Length: 10.00 Width: 9.00 Width: 9.00 Dimensions: 10 x 9 Bathroom Level: Second Length: 9.00 Length: 9.00 Width: 7.00 Width: 7.00 Dimensions: 9 x 7 Other Room Level: First Length: 8.00 Length: 8.00 Width: 5.00 Width: 5.00 Dimensions: 8 x 5